Faq Questions

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Separate wallets for different currencies: The bank could offer two wallets for different currencies, such as a US dollar wallet and a Euro wallet. This would allow customers to easily manage and exchange funds between different currencies.

Separate wallets for different purposes: The bank could offer two wallets for different purposes, such as a spending wallet and a savings wallet. This would allow customers to keep their everyday spending money separate from their savings.

Separate wallets for different users: The bank could offer two wallets for different users, such as a personal wallet and a business wallet. This would allow customers to keep their personal and business finances separate.

Linked wallets: The bank could offer two wallets that are linked together, such as a checking account wallet and a savings account wallet. This would allow customers to easily transfer funds between their checking and savings accounts.

Check Deposits: Most digital banks allow you to deposit checks remotely using their website. You simply take a picture of the front and back of the check, and the funds are typically deposited into your account within a few business days.  

Wire Transfers: You can usually initiate a wire transfer from another bank account to your digital bank account. This is a good option for larger sums of money or for international transfers.  

Direct Deposit: Many digital banks support direct deposit, which allows you to have your paycheck or other recurring payments automatically deposited into your account.

Transfer to another account: Transfer funds electronically to another bank account you own, or to someone else's account. This can be done through your digital bank's website or mobile app.

Cash back at stores: When you make a purchase with your digital bank's debit card at participating stores, you can often request cash back. This allows you to get cash while you shop, without needing an ATM.

Peer-to-peer payments: Use apps like Venmo or Zelle to send money to friends and family. This is a convenient way to pay people back or split expenses.

Check: Some digital banks offer check-writing capabilities. You can write a check to yourself and deposit it into another account, or cash it at a physical bank.

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